Because my ex is a jerk I’m stuck paying for the vehicle

By | October 1, 2015

Because my ex is a jerk I’m stuck paying for the vehicle we bought together during our marriage. To stop being driven into bankruptcy by garnishment I make monthly payments, which the judge set at the amount he felt that I could pay. My ex is also supposed to pay child support but I haven’t gotten a penny in the last year. To be honest, I’ve not heard from or seen him in about a year which doesn’t bother me any.

Getting a second job isn’t as easy as you make it sound. Why? Besides having a job with health insurance I also go to college full time. Between work, classes, homework, studying, my kids, the housework, and sleeping I just don’t have any spare time.

My furniture all came from yard sales and stuff that my dad bought from abandoned storage units. Nothing is worth more than $5. The only valuable thing I own is my laptop, which I use for my classes to do assignments, research, and take notes. I print stuff at the college because it’s free there or I print at the public library for 10 cents a page. I’ve also got a quicken program installed to keep track of my checking account, savings account, and credit card. Without the laptop I’d have to drive to the college nearly every day to use the computers there and that would double if not triple how much I spent on gas.

Speaking of gas, my car is 18 years old and is failing fast. It has transmission fluid, oil, and coolant leaks along with some bad parts outside the engine that bang and knock. In the last year it’s been down for repairs 7 or 8 times. I’m hoping to use my tax refund to replace it. There’s all kinds of cars in this area less than 10 years old and for $1500 to $2500. My mechanic will check them over for either $45 or $75. The higher price is for him having to hook up his computer and the cheaper one is for just checking the vehicle over.

There’s no way I could change my job. I work at stocking in a grocery store and get all the hours they can give. My manager is given so many hours to use and can’t go over that. Corporate rules. She has to spread the hours out so that there’s enough people working during each shift. The job also comes with a 401k, union dues, and health insurance which I pay some toward. Can’t drop the insurance because I’d really be in trouble if I got sick or hurt. I also pay a couple of dollars per week for a short term disability in case I can’t work for a long period of time. Being a single parent I’m scared to not have that.

I am trying to use my cookbooks (also mostly from those storage units) to make more things from scratch here at home.

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